What does a pet really cost per year? Estimate before you adopt — food, vet care, insurance and supplies.
Food is the biggest recurring cost for most pets — a large dog can eat €40–80 of food per month while a hamster costs a few euros. Routine vet care (vaccinations, parasite prevention, checkups) typically adds €100–300 per year, and insurance €15–40 per month depending on species, breed and age. Grooming, boarding and dog-walking can double the budget for some owners.
The numbers above are mid-European averages — costs in your country may differ, but the ratios hold. Before adopting, also budget an emergency fund of €500–1,000: a single surgery can cost that much. Compare daily feeding amounts with our Dog Food Calculator.
This tool gives general estimates only and is not veterinary advice. Always consult your vet about your individual pet. Full disclaimer.