Pet Costs and Insurance Hub
Know what your pet will really cost – before the bill arrives. Honest price guides, interactive cost calculators and plain-English insurance explainers, updated for 2026.
🐕 Annual Cost of a Dog
Full breakdown by size, plus an interactive calculator for your own budget.
Read the guide →🐈 Annual Cost of a Cat
Food, litter, vet care and insurance - what a cat really costs per year.
Read the guide →🩺 Vet Costs Guide
Typical prices for 20+ common procedures, from vaccines to TPLO surgery.
See the prices →🛡️ Pet Insurance Explained
What it costs, the five numbers that matter, and an 8-point comparison checklist.
Compare plans →🐶 French Bulldog Costs
Why the most popular flat-faced breed is also the priciest to keep.
See the numbers →Quick Answers
- Average dog: $1,300-$3,800 per year depending on size
- Average cat: $900-$1,900 per year
- Pet insurance: $25-$70 per month for accident and illness cover
- Biggest surprise bills: cruciate surgery ($3,500-$6,000), swallowed objects ($2,000-$5,000), overnight hospitalisation ($600-$1,700 per night)
All figures are typical 2026 US prices and for information only.