Pet Costs and Insurance Hub
Know what your pet will really cost – before the bill arrives. Honest price guides, interactive cost calculators and plain-English insurance explainers, updated for 2026.
🐕 Annual Cost of a Dog
Full breakdown by size, plus an interactive calculator for your own budget.
Read the guide →🐈 Annual Cost of a Cat
Food, litter, vet care and insurance - what a cat really costs per year.
Read the guide →🩺 Vet Costs Guide
Typical prices for 20+ common procedures, from vaccines to TPLO surgery.
See the prices →🛡️ Pet Insurance Explained
What it costs, the five numbers that matter, and an 8-point comparison checklist.
Compare plans →🐶 French Bulldog Costs
Why the most popular flat-faced breed is also the priciest to keep.
See the numbers →Quick Answers
- Average dog: $1,300-$3,800 per year depending on size
- Average cat: $900-$1,900 per year
- Pet insurance: $25-$70 per month for accident and illness cover
- Biggest surprise bills: cruciate surgery ($3,500-$6,000), swallowed objects ($2,000-$5,000), overnight hospitalisation ($600-$1,700 per night)
All figures are typical 2026 US prices and for information only.
Cost Guides by Breed
Purchase price, yearly budget and the health costs each breed is known for.